If you are holding a foreclosure notice in your hands from your bank, you need to take action right now. A foreclosure notice is serious, and if you want to have any hope of saving your home, you need legal help. Defending yourself against a foreclosure is not easy work, and it helps to have someone on your side who understands all the legal issues at hand.
#1 Defending Against a Foreclosure Is Complex
It is not easy to defend against a foreclosure. Common foreclosure defenses include showing the mortgage company didn't follow mortgage servicing rules or showing that the foreclosing party didn't follow state rules for going about a foreclosure. Both of these common defenses require you to have a deep understanding of the state foreclosure process or the federal mortgage service rules. In order to build this type of defense, you need to understand not only these rules, but the court decisions and statutes that support these rules.
An attorney who actively practices foreclosure law will have a solid understanding of state foreclosure rules and federal mortgage service rules. They should have a solid grasp of all the court cases that impact these rules. This deep level of understanding will allow an attorney to build a solid foreclosure defense for you.
It would take extensive time and education in order for you to reach the same level of skill and understanding to build a solid foreclosure defense.
#2 Understanding All the Court Procedures & Rules Is Complex
When you choose to defend against a foreclosure, the process is not simple and straightforward. In order to win your case, you have to comply with a variety of complex set of rules. You have to respond quickly to your foreclosure notice in writing. You have to make sure that you submit the right documents in the right format and meet all relevant deadlines.
Having an attorney will help ensure that you comply with all court procedures and rules. They will make sure that all paperwork is formatted correctly and submitted on time for your case. This can be difficult to achieve on your own; an attorney can make sure that a small mistake doesn't derail your case.
Fighting against a foreclosure is not a simple process. It is not like a small claims court case. It is a complex legal process that required a deep understanding of state and federal mortgage and foreclosure rules. One of the best ways to ensure you beat your foreclosure notice is by hiring a foreclosure attorney, such as James Alan Poe, P.A., to assist you.